How it works
Stable is an online marketplace that helps Dairy, Arable and Livestock farmers protect themselves from falling prices or rising costs.
We transfer some of the risk from farmers to investors, who are willing to share in the risk in return for a fee. Farmers are now able to manage volatility in a simple and straightforward way and investors receive a fair return for helping farmers to reduce their risk.
- Price Fall
- Cost rise
Protect your farm from a Price Fall
- 1. Just tell us how much in litres, kilos or tonnes you wish to protect and then choose the market price you want protecting from.
- 2. The marketplace will issue a quote for the total cost to protect you against this potential loss of revenue.
- 3. If the index price falls then you receive an automated payment to replace your lost revenue. If the index price stays high you receive more for your produce, but you forfeit the premium (as you would with insurance when your car isn’t stolen) The cost of the premium is often tax deductible for farmers.
Protect your farm from a Cost Rise
- 1. Feed, fuel and fertilizer make a huge difference to our bottom line. Using Stable you can protect yourself from a cost rise. Simply tell us how much in tonnes or litres you wish to protect and then choose the price you want protecting from.
- 2. The marketplace will provide a quote which is the total cost to protect against this potential cost increase.
- 3. If the index cost rises then you receive an automated payment to stabilise your margin. If the index cost stays low then you’ll pay less for your inputs but you’ll forfeit the premium, (as you would with insurance when your car isn’t stolen) The cost of the premium is often tax deductible for farmers.
Stable is simple, affordable and designed with all the features you need to protect your farm from volatility
Designed and built by Farmers
Our unique farmer focused approach enables us to protect Dairy, Arable and Livestock farmers. Stable is designed, built and owned by farmers.
Go direct to the market to save money. No deposit or margin account required and you can protect as little as 1 tonne or 1000 litres to see how it all works.
Yield is only half the risk
Good farmers are good risk managers. As an industry, we are brilliant at managing production risk with resistant varieties, good genetics and management skills. However, that’s increasingly only half the risk to a profitable farm. With the CAP changes, Brexit and growing exposure to volatile global commodity prices we also now need to manage the market (price) risk that has such an enormous influence on our bottom line.
Our goal is to help your business move...
Research and Support
Stable was founded on research conducted as part of the prestigious Nuffield Farming Scholarship programme. It has now grown to become a collaboration between British farmers and some of the world’s foremost experts in Agri Risk Management & Finance. The initiative has also received invaluable advice and/or support from academics from institutions including Harvard University, Liverpool’s Institute of Financial and Actuarial Mathematics, the Royal Agricultural University’s Farm491, Lisbon University’s CropUp programme and the University of Wellington, New Zealand. We are very grateful for all their help in making the initiative a reality.